Cost of Living - Sources of help
Like many, you may be really worried about going into debt and some may already be in considerable debt.
The most important things that debt charities say is:-
Don’t put your head in the sand, hoping it will go away!!
Act as early as possible before things get worse
Get advice from debt charities below whose online address usually ends with .org or .org.uk (NOT .co.uk or .com)
Where can I get help if I'm going into debt?
National Debtline Free Charity
0808 808 4000
https://www.nationaldebtline.org/
Step change Free charity
0800 138 1111
Mon-Fri 8am-8pm, Sat 8am-4pm
Turn2us
Online only
Money Helper
Appears to be an HM Government website
Associated with their Pensionwise initiative
Helpline: 0800 011 3797*
Helpline for the self-employed: 0345 602 7021
*Calls are free.
Phone opening hours
Monday to Friday, 9am to 5pm
Saturday, Sunday and Bank Holidays, closed.
Visit moneyhelper.org.uk
Are there any other sources of help?
Citizens Advice - Healthier and Wealthier 0300 323 1001 Advice line: 03444 111 444 or 03000 323 2000
they will advise what benefits you may be able to claim. See also the benefits calculator below at (5)See what benefits you may be entitled to. Contact our MS Society benefits advisors on our FREE National Helpline 0808 800 8000.
Or you can use a benefits calculator such asTurn2us Benefits Calculator
Where can I go if my mental health is affected
If you are in need of a listening ear you can contact our free National Helpline 0808 800 8000.
If you are desperate don’t forget you can ring Samaritans on 116 123 at any time or email jo@samaritans.org